COBRA Savings Calculator
See How Much You Could Save by Reducing COBRA Elections
When helps departing employees find and enroll in COBRA alternatives — lowering your claims exposure and their monthly premiums.
See How Much You Could Save by Reducing COBRA Elections
When helps departing employees find and enroll in COBRA alternatives — lowering your claims exposure and their monthly premiums.
See How Much You Could Save by Reducing COBRA Elections
When helps departing employees find and enroll in COBRA alternatives — lowering your claims exposure and their monthly premiums.
The Problem
Why COBRA Is a Cost Containment Problem
2-3x Higher Claims
COBRA participants have chronic conditions, upcoming procedures, expensive prescriptions. They're not average.
2-3x Higher Claims
COBRA participants have chronic conditions, upcoming procedures, expensive prescriptions. They're not average.
2-3x Higher Claims
COBRA participants have chronic conditions, upcoming procedures, expensive prescriptions. They're not average.
Direct Balance Sheet Hit
Self-insured employers pay these claims dollar-for-dollar. Fully-insured see it in renewals.
Direct Balance Sheet Hit
Self-insured employers pay these claims dollar-for-dollar. Fully-insured see it in renewals.
Direct Balance Sheet Hit
Self-insured employers pay these claims dollar-for-dollar. Fully-insured see it in renewals.
9-10% Cost Increases
Healthcare costs are rising. GLP-1s, cancer, cardiovascular. Every COBRA election is amplified.
9-10% Cost Increases
Healthcare costs are rising. GLP-1s, cancer, cardiovascular. Every COBRA election is amplified.
9-10% Cost Increases
Healthcare costs are rising. GLP-1s, cancer, cardiovascular. Every COBRA election is amplified.
The WHEN Solution
Fewer COBRA Elections. Lower Claims.
Most employees elect COBRA because they don't know what else exists. When's AI-powered platform and licensed advisors guide departing employees through their real options - ACA plans, Medicare for early retirees, coverage that often costs less with better fit. Informed employees choose alternatives. Less adverse selection in your plan. We deliver the savings we project.
The WHEN Solution
Fewer COBRA Elections. Lower Claims.
Most employees elect COBRA because they don't know what else exists. When's AI-powered platform and licensed advisors guide departing employees through their real options - ACA plans, Medicare for early retirees, coverage that often costs less with better fit. Informed employees choose alternatives. Less adverse selection in your plan. We deliver the savings we project.
The WHEN Solution
Fewer COBRA Elections. Lower Claims.
Most employees elect COBRA because they don't know what else exists. When's AI-powered platform and licensed advisors guide departing employees through their real options - ACA plans, Medicare for early retirees, coverage that often costs less with better fit. Informed employees choose alternatives. Less adverse selection in your plan. We deliver the savings we project.
Trusted by over 6,200 companies
Trusted by over 6,200 companies
Trusted by over 6,200 companies
